Through it's partner "EnStage Incorporated.", CloudWell is bringing the payment platform "ACCOSA" that is built as a flexible, modular, and business driven solution providing the ability to add new and innovative products rapidly. This is demonstrated by the many products that are supported on the ACCOSA platform. Key characteristics are as follows;


Widely available - supports multiple payment channels: POS, online, mobile
Flexible - supports multiple sources of funds; multiple payment methods
Secure – Card association certified software and processing
Multiple applications – Solutions for Retail, Corporate, Person-Person payments
Highly Customizable – customized products, customized business rules
Extensive reporting and audit trail – Online customer services, dispute resolution, customer e-statements
State-of-art technology and infrastructure – Scalable technologies, highly secure infrastructure
Authentication, Authorization and Settlement across card networks, Internet Banking, Fund transfer networks
Supports multi-tiered service offerings – direct retail, via affiliates, private-labeled services, through corporations

ACCOSA supports both card based solutions and fund transfer solutions that financial institutions can deploy with minimal effort and investment. enStage offered products and services include:


Card Security Solutions: Visa and MasterCard certified payer authentication solutions:
Merchant side offerings - MPI and Payment Gateway.

Verified by Visa
MasterCard SecureCode

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The Payment Gateway is part of the Cloud based solution that we offer on a SaaS model for payment services. Our capacity is ellaborated in the following picture.


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